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    xmlns:xlink="http://www.w3.org/1999/xlink" dtd-version="3.0" xml:lang="en" article-type="letter-to-editor">
  <front>
    <journal-meta>
      <journal-id journal-id-type="publisher-id">UJFE</journal-id>
      <journal-title-group>
        <journal-title>Universal Journal of Finance and Economics</journal-title>
      </journal-title-group>
      <issn pub-type="epub"></issn>
      <issn pub-type="ppub"></issn>
      <publisher>
        <publisher-name>Trend Research Publishing</publisher-name>
      </publisher>
    </journal-meta>
    <article-meta>
      <article-id pub-id-type="doi">10.31586/ujssh.2021.113</article-id>
      <article-id pub-id-type="publisher-id">UJFE-113</article-id>
      <article-categories>
        <subj-group subj-group-type="heading">
          <subject>Letter to Editor</subject>
        </subj-group>
      </article-categories>
      <title-group>
        <article-title>
          
        </article-title>
      </title-group>
      <contrib-group>
<contrib contrib-type="author">
<name>
<surname>*</surname>
<given-names>Sayed Saiful Amin</given-names>
</name>
<xref rid="af1" ref-type="aff">1</xref>
<xref rid="cr1" ref-type="corresp">*</xref>
</contrib>
      </contrib-group>
<aff id="af1"><label>1</label> Faculty of Business, Accounting &#x00026; Management, SEGi University, Malaysia.</aff>
<author-notes>
<corresp id="c1">
<label>*</label>Corresponding author at: Faculty of Business, Accounting &amp; Management, SEGi University, Malaysia.
</corresp>
</author-notes>
      <pub-date pub-type="epub">
        <day>26</day>
        <month>08</month>
        <year>2021</year>
      </pub-date>
      <volume>1</volume>
      <issue>1</issue>
      <history>
        <date date-type="received">
          <day>26</day>
          <month>08</month>
          <year>2021</year>
        </date>
        <date date-type="rev-recd">
          <day>26</day>
          <month>08</month>
          <year>2021</year>
        </date>
        <date date-type="accepted">
          <day>26</day>
          <month>08</month>
          <year>2021</year>
        </date>
        <date date-type="pub">
          <day>26</day>
          <month>08</month>
          <year>2021</year>
        </date>
      </history>
      <permissions>
        <copyright-statement>&#xa9; Copyright 2021 by authors and Trend Research Publishing Inc. </copyright-statement>
        <copyright-year>2021</copyright-year>
        <license license-type="open-access" xlink:href="http://creativecommons.org/licenses/by/4.0/">
          <license-p>This work is licensed under the Creative Commons Attribution International License (CC BY). http://creativecommons.org/licenses/by/4.0/</license-p>
        </license>
      </permissions>
      <abstract>
        The closure of physical stores due to lockdown and social distancing measures led consumers to ramp up online purchasing intention, which in turn accelerated global e-commerce market growth, but caution must be ensured to prevent cyber frauds.
      </abstract>
      <kwd-group>
        <kwd-group><kwd>Online purchase intention; Cyber fraud; COVID-19</kwd>
</kwd-group>
      </kwd-group>
    </article-meta>
  </front>
  <body>
    <p>Corona pandemic is a worldwide disaster. To prevent the transmission of the virus, social distance is mandatory and mass gathering is a risky behavior. Moreover, maintenance of social distance is crucial as the number of new Covid-19 cases has been increasing at an exponential rate. Hence, implementation of stay home approaches is applicable at all levels which leads to the growth of e-commerce platforms including the consumer&#x26;#x02019;s online purchase intention globally. It is the best time to think for consumer&#x26;#x02019;s cyber security to mitigate the present calamity of their online purchase intention. </p>
<p></p>
<p>The severe repercussions of the COVID-19 pandemic have resulted in a painful economic recession across the globe [
<xref ref-type="bibr" rid="R1">1</xref>]. Although it was projected that e-commerce trends will be escalating by 2023 [
<xref ref-type="bibr" rid="R2">2</xref>] but restrictions and lockdowns have affected global supply chains, and hence seriously damaging the global economy [
<xref ref-type="bibr" rid="R1">1</xref>]. Therefore, to boost the economic process, e-commerce is the best possible solution, where we might augment the consumer&#x26;#x02019;s online purchase intention by ensuring preventive measures on cyber frauds. </p>
<p></p>
<p>According to the Forbes report, retailers started to shrink their physical presence due to the shift toward online shopping [
<xref ref-type="bibr" rid="R3">3</xref>]. The diffusion of the COVID-19 epidemic has influenced customer&#x26;#x02019;s online purchase intention and led to increased online shopping [
<xref ref-type="bibr" rid="R4">4</xref>]. It might imply that consumers might not have any choice other than online shopping to stay away from physical stores and places to avoid crowds so to decrease the possibility of virus infection. Thus, it has become essential to understand the dynamics in customers&#x26;#x02019; online shopping behaviors during the COVID-19 pandemic.</p>
<p></p>
<p>As the business environment has been moving towards a more digitally centered operation, organizations must consider the challenges and concerns in maintaining their security and business continuity. This digital world has become more at risk. Recent evidence suggests that cyber fraud is an emerging threat during this current pandemic crisis [
<xref ref-type="bibr" rid="R5">5</xref>]. Organizations need to consider how to keep the business protected from attackers exploiting the uncertainty of the situation.</p>
<p></p>
<p>It is unclear how long this crisis will last and whether further shutdowns will be required in the future. Consumer behavior might change over the long term in response to the COVID-19 pandemic, and cyber security is crucial to ensure online purchase intention. To ensure that e-commerce can maintain the popularity it gained during the shutdown even after the reopening of stores, both political and corporate decision-makers must be aware of the opportunities available to them in terms of shaping consumer behavior through communication strategies.</p>
<p></p>
<p>COVID-19 has made many sectors switch rapidly from traditional &#x26;#x02018;face-to-face&#x26;#x02019; to virtual platforms. E-commerce service is not an exception, online purchasing has moved to a brighter spot than ever due to COVID-19 pandemic. However, cyber security threats including hacking, misuse of personal data, monetary theft, phishing attacks, unprotected provision of services, credit card frauds should be under strict monitoring to boost the consumer&#x26;#x02019;s online purchase intention during this global crisis of covid pandemic.</p>
<p></p>
<p><bold>Funding:</bold> This research received no funding.</p>
<p><bold>Conflicts of Interest:</bold> The author declares no conflict of interest.</p>
  </body>
  <back>
    <ref-list>
      <title>References</title>
      
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<mixed-citation publication-type="other">Lipsman, A. 2019. Global ecommerce 2019. https://www.emarketer.com/content/globalecommerce-2019 (Accessed July 2021).
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<mixed-citation publication-type="other">Loeb, W. 2020. More than 15,500 stores are closing in 2020 so far&#x02014;a number that will surely rise. https://www.forbes.com/sites/walterloeb/2020/07/06/9274-stores-are-closingin-2020&#x02013;its-the-pandemic-and-high-debt&#x02013;more-will-close/?sh=50742956729f (Accessed July 2021).
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</article>